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business and strategy home category banking & money business center entrepreneurs finance & invesment trade & franchise privacy policy dmca policy terms of use contact us posted by: uvcut | on june 9, 2018 child support modification – support relief for fathers child support modification is used to legally reduce the amount of child support paid each month. many non-custodial dads are under the impression that once child support has been ordered they are stuck with that specific court ordered amount. not true! there are many reasons that reducing child support may be necessary, especially in today’s recession economy. many dads are losing their jobs, having their hours reduced, or having their pay reduced. any of these instances may be cause for modification of child support. there are special forms, along with instructions, for this procedure provided in dadscanwin! the department of child support enforcement has the ability to reduce support payments without a court procedure but may not be willing to do so. don’t despair, the law is on your side! you may feel guilty about needing to reduce your child support payments. you may think it will lower your child’s standard of living and they will dislike you because of it. well, you need to do a reality check. if you lose your job, or for any other reason can’t make your child support payments, you face jail time! child support enforcement can suspend your driver’s license, recreational licenses, and other licenses you may need to work. sitting in jail because you are behind on child support payments does not help your children getting a new job will be difficult if you have no driver’s license and without a new job you will not be able to pay your child support. you can see that this is a downward spiral to nowhere. just think how your child will feel if you are not there to visit them because you are in jail! not the picture you want them to have of their dad. so, the alternative of seeking child support modification seems like the intelligent thing to do. if you truly feel terrible, once you get your job back, or otherwise correct your income, problem you can then start paying more child support again. however, you have protected yourself when your income was reduced. each state has guidelines for the amount of child support based on, typically, the non-custodial parents income, and the custodial parent’s income. many dads are not aware that if their ex’s income changes substantially for the better, they may be able to reduce the amount of child support that is due. be sure to check out your states guidelines when preparing your child support modification forms. this procedure can be done without an attorney thereby saving you typically thousands of dollars. in addition, most attorneys are reluctant to represent non-custodial fathers in child support issues. but, you can do this yourself and dadscanwin can show you the way. remember, the most important thing, if your income has changed, is to take action before you get behind. losing your driver’s license and facing jail is no picnic. the law is on your side if you take action! posted in finance & invesment | comments off on child support modification – support relief for fathers posted by: uvcut | on june 9, 2018 today, smart people make money online by talking on the phone do you like to talk on the phone? if you do here is a way that you can make money online by talking on the phone without actually selling anything to someone. how does that sound to you? 1. use the internet to sort through tire kickers to come up with serious people looking for ways to make money online. using a landing page that includes a sign-up form that asks for a person’s name, e-mail address, and phone number if they want to be contacted about making money online is an effective way to do this. the vast majority of internet marketers simply do not take the time to call people and answer their questions. you may be surprised as to how many people will take you up on this offer if you take the approach that you have an opportunity for them to make money online, and you just want to answer their questions,. you will want to use a free internet phone service such as skype if you deal in products that allow you to recruit members worldwide. all you need is a microphone and speakers to talk to your prospects and it is free to join. anywhere in the world you can talk to people and you will hear them just as though you were sitting next to them in the room. if you were to promote this for just a few months, you would be surprised as to how busy your internet business will become. 2. to conduct interviews with successful internet marketers is another way to make money online by talking on the phone. record these interviews give them away as free content on your blog. this will be unique content that no one else has because you are the only one doing the interview. recording several interviews, compiling them into a series and selling them online is a good strategy. by creating cds and mailing them out in a package to people, you can charge even more. 3. conducting online seminars is another way you can talk on the phone and make money. invite only a certain number of people to be on the call with you and then bring in your featured guest. give them a chance to sell their products, or if they have an affiliate program join under them and sell the products on your affiliate link. this is three ideas on how you can make money online by talking on the phone. there are people who would not prefer to talk on the phone or use it to conduct business even though the internet has become so popular. posted in banking & money | comments off on today, smart people make money online by talking on the phone posted by: uvcut | on june 8, 2018 sweepstakes scams are a form of financial elder abuse sweepstakes scams continue to rack up victims, despite warnings to the public. often, senior citizens are the target of these types of scams. thus, sweepstakes scams are a form of financial elder abuse. in a typical sweepstakes scam, a fraudster contacts an elderly victim and informs them that they have won lottery. the catch is that the elderly victim is then told that they must send in money in order to collect the sweepstakes prize. california financial elder abuse attorneys warn senior citizens not to fall victim to sweepstakes scams. recently, the federal trade commission announced that it is putting an end to one large sweepstakes scam based in ventura county. the defendant in the case owned three companies that allegedly mailed out more than 3.7 million letters to people in more than 156 countries. in this case, instead of asking for large sums of money from senior citizen victims, they asked for smaller sums of money. california financial elder abuse attorneys warn the public not to fall for sweepstakes scams no matter how much money the fraudsters ask for. in this case, the senior citizen victims received personalized letters with official looking seals, stamps and bar codes. the seniors were told that they had won millions of dollars and could get the money by first sending in a small fee of $20-$30 within a limited period of time. according to the federal trade commission, the scam has brought in more than $11 million dollars, mostly from senior citizens. california financial elder abuse attorneys say that senior citizens are often targeted for these kinds of mailings. one of the letters that was mailed out as a part of this scam states that the victim has been chosen from a pool of 250,637 names. there is fine print on the back of the letter that states that consumers will actually only receive lists of sweepstakes they can enter instead of a cash prize. according to the federal trade commission, the fine print does not clear the company of wrong doing because the claims are misleading and victims do not get what they are promised. frequently, people do not see the fine print and send in the $20-$30 fee. sweepstakes scams such as this are widespread and one of the top five scams targeting consumers, according to the federal trade commission. the fact that sweepstakes scams successfully target senior citizens makes them another form of financial elder abuse. evans law firm, inc. handles elder abuse cases in california. if you think that you have witnessed or are the victim of elder abuse then, contact evans law firm, inc. at 41 posted in finance & invesment | comments off on sweepstakes scams are a form of financial elder abuse posted by: uvcut | on june 8, 2018 improve bank debt recovery efforts by implementing these techniques bank debt collection in increasing, largely because of a recession and economic crisis affecting consumers and markets around the globe. banks and credit unions are employing new tools and strategies to improve bank debt recovery. because of years of steadily rising consumer debt, banks are facing ever growing credit card delinquencies, checking account and loan defaults, as consumers struggle to pay for the necessities. financial institutions are trying new strategies to help with bank debt collection efforts. listed are a few recommended bank debt collection tips, which will help improve your debt recovery efforts. provide alternative payment plans for customers going through financial difficulties. . create “hardship” programs for borrowers who are late with their payments. . extend or lower payments, interest rates, or lower fees when you anticipate customer payment problems. create communications channels where customers can openly discuss their issues. by proactively reaching customers early, you can prevent larger problems later. in addition to your present internal debt collection processes, these suggestions are designed to “flag” would be problems much sooner, and prevent them from becoming much larger problems later on. when to consider outsourcing bank debt recovery to collection agencies it is critically important that banks and credit unions experiencing growing debt collection issues quickly rid themselves of “problem” delinquencies, and outsource them to a collection agency. using many of the earlier suggested strategies, you will be able to identify early on, and be able to distinguish the customers that you can work with via payment arrangements, and the more challenging customers. these more challenging accounts must be identified early on in the process, and outsourced to a collection agency. failure to do so decreases the possibility of ever getting paid on them. it will also cost you much more in wasted time, resources, etc. failing to do so, not only decreases your likelihood of getting paid on them at all, it costs you far more in time, resources, etc. some collection agencies offer programs designed to restore negative accounts and retain banking customers before the account is closed or charged off. in fact, research shows customer retention equaling 70% or better can be achieved, as well as restoration of negative account balances when contacted pre-charge off. the crucial element is reaching these customers before the account is charged off, not afterward.in addition to the incentive to clear up their negative account balance, it is also proven that after a past due account is closed and charged off, these delinquent customers typically seek new bank accounts at other institutions. once this happens, there is little interest in that customer bringing their delinquent, charged off account, current. posted in banking & money | comments off on improve bank debt recovery efforts by implementing these techniques posted by: uvcut | on june 7, 2018 small business resources every business owner needs seeking out small business resources doesnt have to take long if you know what your business needs. small business owners can find a wealth of resources on the many websites that cater to the tools, services and employer information that every business needs to run efficiently. by using the right small business resources to find everything they need online, small business owners can save themselves time that could be used in that business. business tools online no business runs well without the right tools available to employees. small business machines such as computers, printers and labelers are all used in the typical office, and staying on top of the latest innovations in those machines can mean staying on top of the competition. whether its postage meters that a business needs or a simple calculator, employees cant use them if they dont have them. software, office furniture, printing paper and more can be found at low prices online, and shopping for them takes less time when its done on a website. hiring employees and contractors every business needs employees to keep it running. to find those, business owners dont have to place a newspaper ad any longer. they can use one of the many websites that can assist them in finding productive employees. some sites allow you to read the profiles or resumes that are posted by job seekers. this is an easy way to find qualified candidates for the open positions. another type of site is one that allows business owners to put up an advertisement for a job opening. many employers prefer to post an ad because they want fresh employee leads and want to post the job specifications. using these jobs, business owners can seek out employees, independent contractors or even interns. owners can choose popular sites that will yield hundreds of applicants or more specialized sites that will attract candidates within a specific field. other job sites, such as bidding sites, allow employers to post specific projects and to receive bids from multiple contractors. financial and legal services sometimes, its the services that a business owners uses that determines how successful that business is. the business must have an effective payroll system to keep employees and contractors paid in full on time. it may need legal services for drawing up contracts and protecting the company against liability. finding out which services you need and where to go to get them can both be done through sites that provide these business resources. in some cases, the services can be provided through websites. in others, the sites connect business owners to local professionals who can provide those vital services. for owners who simply need information about which services are important and how they can be integrated into the business, there are plenty of educational resources online as well. posted in business center | comments off on small business resources every business owner needs posted by: uvcut | on june 7, 2018 take expert help while going for equity investment banking investment banking is a widely accepted phenomenon presently, the major reason being expert advice provided at every step you need to take. financial giants take the responsibility of making sure your money grows avoiding the risk of down fall. today every person at some point or the other thinks about investing some amount of money in the stock market. a major worry of all these people is the uncertainty; investment banking beats these blues and offers best possible investment advice to its customers. a major chunk of people involved in investment banking do not have the time to keep an eye on the ever changing markets and track their returns. in such cases arises the need for investment banking services. these companies do all the hard work of market research and analysis and advice investors on where to put their money for maximum returns. this also depends upon the amount of money the person is willing to investment. there are many sectors in which investment banking is being carried out, few of them include retail healthcare, insurance and automobiles. another emerging trend in this banking is that of equity investments. equity investment banking is based on the dividends of the existing shares an individual holds. there are expert advisors who guide the movement of funds here as well so that there are no last moment disappointing surprises. when it comes to investing money not all have the perfect knack hence it is always good to seek help of an expert investment banking company or equity investment banking services. money after all is a crucial issue and you would always want to see it grow systematically. another advantage of investment experts is they help you understand the market well. you get to know where your money is going and the reason behind it too. these services do come with at some extra cost but are sure to give you peaceful night sleeps and not make check the stock market prices every now and then. let the experts do their job so that you can relax and reap the benefits. choosing the right financial advisor is also important in such cases. also reading the fine print before finalizing anything is advised as there are many terms and conditions that come along with investment banking. you can take reviews of family members, friends, colleagues etc in deciding which and choose. there are numerous financial institutions and each one of them is offering investment banking services due to its rising demand. posted in banking & money | comments off on take expert help while going for equity investment banking posted by: uvcut | on june 2, 2018 the federal trade commission has finalized a policy statement clarifying that the agency will not the federal trade commission has finalized a policy statement clarifying that the agency will not take enforcement action under the fair debt collection practices act (fdcpa) or the ftc act against companies that are attempting to collect the debts of deceased consumers, if the companies communicate with someone who is authorized to pay debts from the estate of the deceased. the policy statement also emphasizes that debt collectors may not mislead relatives to believe that they are personally liable for a deceased consumer’s debts, or use other deceptive or abusive tactics. family members typically are not obligated to pay the debts of a deceased relative from their own assets. the fdcpa limits whom debt collectors may contact after a loved one has died to people such as the deceased person’s spouse and the executor or administrator of the deceased person’s estate. since the fdcpa was enacted in 1977, state probate laws have changed, and now, less formal procedures often govern the appointment or selection of those who are responsible for the disposition of the estate. in many instances, there may be no formal executor or administrator of an estate. in the enforcement policy statement issued today, the commission seeks to reconcile the fdcpa’s requirements with current trends in state probate law. in keeping with the ftc’s october 2010 proposed policy statement the final policy statement specifies that the agency will not take law enforcement action under the fdcpa if a debt collector communicates about a deceased person’s debts with that person’s spouse, the executor or administrator of the deceased person’s estate, or anyone else who is authorized to pay the debts from assets in the estate. the final policy statement also: describes how debt collectors may communicate with family members and others to locate someone who is authorized to pay the deceased person’s debts from the estate, and specifies that collectors may not mislead individuals into believing that they have the authority to pay the decedent’s debts when they do not. specifies that, in seeking to locate someone who is authorized to pay the deceased person’s debts from the estate, collectors may not reveal or refer to the debts, but may say they wish to discuss payment of the deceased person’s bills. states that in keeping with the fdcpa’s prohibition on unfair, deceptive, or abusive collection practices, debt collectors may not contact family members and others at unusual or inconvenient times or places. emphasizes that, in communicating with someone who is authorized to pay the debts from assets of the deceased person’s estate, collectors must avoid creating the misleading impression that the individual is personally liable or could be required to pay using his or her own assets, or assets held jointly with the deceased person. posted in trade & franchise | comments off on the federal trade commission has finalized a policy statement clarifying that the agency will not posted by: uvcut | on june 2, 2018 five power principles successful entrepreneurs know and use to create immense wealth. five power principles successful entrepreneurs know and use to create immense wealth. #1 process comes before outcomes. no field of human endeavour is completely isolated from all others. parallels arise in sports from which wealth creators can learn interesting things. take this principle of focussing on process before outcome to build your financial freedom. whilst not wishing to compare boxers of different eras or weight divisions, it is true to say that over the years a few proud men stand far above their peers as successful boxers. what such men have is a true gladiatorial spirit. they are all possessed of a passion for what they call ring craft the art of the ring. these sportsmen become very wealthy, not because of focussing on the money but rather by concentrating on the process of perfecting their ring craft and survival skills inside the ropes. in return, they reap the rewards of huge pay days and corresponding wealth. #2 prove your business idea early on. entrepreneurs, who want a proven and successful wealth creating process, need to follow a critical sequence of events. proof of concept starts when you identify a market opportunity, gap or niche. design the products and services with which to fill the identified market gap. test drive the products to ensure they are “fit for market purpose.” the proof stage should be a small scale preview of the main show. this is where you test ideas before spending a fortune and then finding out it does not fly. #3 expand your business. if your idea fails even one of the proof of concept phases ditch the idea. if however, it passes all three stages then you are ready to expand your wealth creating machine. business expansion is not the same as overstretching your resources. it is a planned process. you can expand your business vertically or horizontally. the former involves growing the business in its “core” sector. the latter involves growing your wealth creating machine by diversification into other sectors. within each of these growth models, two critical sub processes are at work. both rely on building effective human relationships. on the one hand, you must build and maintain harmonious customer service and customer relationships. on the other hand, you must engage effectively with your employees. #4 give the customer what the customer wants. trying to lead the market carries the huge danger that your products and services may have no market credibility and worse no commercial viability. the marketplace simply ignores your solutions. the issue here is, “do you invent first and market second, or do you find the market need first and then develop a solution?” you should find the market need or gap first and then plug the gap with your product or service. your wealth creating machine must adapt and be alive to changing market conditions and needs. “inventing a wheel” is a once in a lifetime affair best left to a few very creative individuals. posted in entrepreneurs | comments off on five power principles successful entrepreneurs know and use to create immense wealth. posted by: uvcut | on may 31, 2018 benefits of mt4 trade copier it is becoming more and more popular for a layperson to copy trades of professionals when they themselves are unable to trade successfully. this also gives the professional traders an opportunity to earn more money by selling their signals. the mt4 trade copier is a strong tool that copies accounts from metatrader 4 terminal automatically. since completing this task manually is very overwhelming, the tool is well received and appreciated by amateur traders. using the tool also helps to take some of the risk out of trading. this account copier ea has the ability to continue copying seven days a week, 24 hours a day, one trade at a time. it has the capacity to copy indefinite number of accounts to one account. the trade copier has built-in tools that allow for multiple alterations so that amounts of money being traded can be increased or decreased independent of the signal provider. while each account is amended individually, manual confirmation can be requested by shutting down trading functions. the provider gets an automatic notification and there is no need to adjust the investors account. there are several money managing options build in. it is possible to have one account trading with a fixed lot while another is trading with percentage risk. the beauty of this mt4 trade copier lies in its simplicity. all that is required is the possession of an investor password, and the signals develop mechanically. the computer does the work even if no one monitors it. this copier even permits to reverse trades from an account that is losing to trade again and make money. some of its other tools are the tradeserver plugin and custom programming. when an investor is in the possession of passwords from multiple signal providers, this trade copier can copy trades from all of their accounts into one account. the software puts out alerts regarding changes on the metatrader account without ever opening the locations. account copier ea can create connections in more than one metatrader 4 servers and then forward requests. also, the design of the account copier ea minimizes trading risks for the broker and provides liquidity. trades and their execution are automated and confirmation is done remotely. the custom programming function for the mt4 trade copier is exceptional. it allows the creation of skilled advisors starting with the most basic to highly complex. it can group several indicators into one with visualizations that are user friendly. other constituents include custom scripts, generation of signals, documentation and many more options. all that is needed to run the software is windows 2000, xp or vista, and metatrader 4.0. the mt4 copier allows one to be exact in their trade when handling several accounts. in addition, it eliminates human errors when duplication information and to top it off it is very easy to use. this is a must have item for anyone working in forex trading. posted in trade & franchise | comments off on benefits of mt4 trade copier posted by: uvcut | on may 27, 2018 kinds of money lenders there are different types of money lenders and this article deals with the different types of money lenders present in the market scenario. some of the different types of money lenders are mortgage bankers mortgage brokers wholesale lenders portfolio lenders direct lenders correspondents banks and savings & loans credit union mortgage bankers a mortgage banker is a lender that can originate loans which they can sell to fannie mae, freddie mac, ginnie mae, jumbo loan investors, and others. thus a company who is capable of doing the above function is termed as a mortgage banker; however their size differs based on the different companies. some mortgage bankers service the loans to the customers which they have originated while others do not. most of the brokers have wholesale lending divisions. some of the examples of mortgage bankers are countrywide home loans and wells fargo mortgage. in this example one company is associated with a bank while the other is not. many companies call themselves as mortgage bankers while some are really bankers but as far as the case of the others is considered it is mostly marketing. mortgage brokers mortgage brokers are institutions who originate loans with the intention that they would give the amount to wholesale lending institutions. a broker has contacts or a set relationship with these wholesale lending institutions. underwriting and the activity of funding takes place at the wholesale lender. they deal with the institutions that have wholesale loan department. wholesale lenders many of the mortgage brokers and even the portfolio lenders act as wholesale lenders. they cater to the need of mortgage brokers for the origination of loan. there are some wholesale lenders that do not even possess their retail branches as they rely on mortgage brokers for the loans. portfolio lenders an institution which lends own money and originates loans for itself is referred to as portfolio lender. thus in this way they are lending their own portfolio of loans and they are not concerned about being able to sell them on the secondary market. thus they need not abide by the rules of fannie/freddie guidelines and thus they can create their own rules for ascertaining the credit worthiness. usually portfolio lenders are large banks. only a particular part of their loan programs are portfolio products. incase they are providing fixed rate of loans or government loans, and then they are definitely engaging in mortgage banking as well as portfolio lending. posted in banking & money | comments off on kinds of money lenders posted by: uvcut | on may 27, 2018 what is the difference between a credit union and a bank banks and credit unions seem very similar to most people. they both offer deposit accounts and various types of credit. they have many of the same services, telephone banking, online banking and atms; but there are some major differences between the two. if youre wondering where to turn for your next personal loan or arent sure where to open a savings account consider the following differences between a credit union and a bank. credit unions a credit union is a member-owned not-for-profit financial cooperative governed by a board of directors elected by the credit unions members. the members of a credit union usually have something in common, such as living in the same geographical region or belonging to the same organization. credit unions offer everything from checking and savings accounts to small business loans, car loans, mortgages, personal loans, and more. a credit unions main focus, however, is on savings and it will usually offer higher interest on savings products than a bank. a credit unions not-for-profit status means that any income it earns is given back to its members, usually via lower interest rates and fees. banks a bank is a stockholder-owned financial institution. its main goal is to make its investors money and it does so by investing its customers money or lending it to other customers. when you make a deposit at the bank you are essentially loaning money to it. the bank pays you back in interest for that loan but the rates vary depending on the bank (consider that 0.05% youre now making on a savings account you opened several years ago when interest rates were much higher). banks also make their money in fees (atm fees, overdraft fees, late payment fees, etc.). banks carry the same products as credit unions, deposit accounts, iras, credit cards, and so on, but unlike a credit union, a banks products are fdic insured. (credit unions are insured by the national credit union administration (ncua) so funds are still guaranteed should the credit union fail). while it may seem that banks and credit unions both offer the same products and the only difference is in who owns them, credit unions lead the way when it comes to service. surveys of bank customers and credit union members consistently show a higher rate of satisfaction among credit union members. and while banks are often able to provide more convenience, in that they typically offer more branch locations, customer satisfaction is not as high. posted in banking & money | comments off on what is the difference between a credit union and a bank posted by: uvcut | on may 26, 2018 entrepreneur, goal setting! home based business, online business, mlm or if you are in direct sales, you have to be goal oriented to be successful. if you are new or experienced, without a goal the chances are you will be part of the 97% of entrepreneurs that will fail this year. knowing how to set up your goals, how to break them down will play a major part of all entrepreneur success. if you are new, you goal may be to quit your job or make enough money so your spouse can stay home. if you are experienced, you goal might be to win a major competition within your organization. either way, the 1st step is to establish your main goal. the reason is we will work from the top to the bottom to establish a plan of action to achieve your goals. for the sake of this article, we will use the new entrepreneur as an example. so lets you make $4,000 a month at your current job. to replace your income, you will need to make around $3,500 monthly with your online business. so write $3,500 at the top of a board or a blank piece of paper. next we need to figure out how many sales you need to make to create a $3,500 income. so lets say the average sale with your business is $100 and your commission for each sale is $50. so to make $3,500, you need make 70 sales each month which would equal $7,000 in sales and $3,500 in income. write on your board 70 sales below your main goal. after that we need to establish how many leads every month you will need to make 70 sales. you find out that your business model average is that you make a sale for every 10 leads (this is just an example) so you will need 700 leads to make $7,000 in sales. write on your board 700 leads monthly below your monthly sales. the last step is to breakdown the number of monthly leads into a daily number of leads. so if you need 700 leads every month, than you need 23.3 leads per day. write 23.3 leads on your board below your monthly leads. work with the daily number, celebrate every time you achieve you daily goal with a small reward. if you meet your daily goal, you will meet your monthly goal and first thing you will know is that you will hand your letter of resignation to your boss with a big smile on your face. one last advice, keep your goals very visible to you at all time. make sure you can see them every day and dont make too much fun of your boss when you quit. to your success,ghyslain posted in entrepreneurs | comments off on entrepreneur, goal setting! posted by: uvcut | on may 26, 2018 foreclosure tax sales, loan modification, delaying a sheriff sale, and more foreclosures for unpaid property taxes vary widely by state and county. sometimes the house is auctioned off to satisfy the taxes. other times, a lien or certificate is sold to the high bidder. and in some areas, no sale is conducted and the property is simply transferred from the homeowner to the county or other tax agency. in most jurisdictions, homeowners have the right to redeem their property after the auction for delinquent taxes. the following are some defenses homeowners can still raise after a sheriff sale to delay or challenge the foreclosure process and auction: * irregularity in conducting the sale * sale price at auction was grossly inadequate * homeowners did not receive notice as required * sheriff sale was not advertised as required any physical problems with a property make proceeding with a foreclosure much less desirable for lenders. an appraisal, broker’s price opinion, or other type of valuation from a trustworthy source should be included with any workout proposal, loan modification, or short sale request homeowners make if there are deficiencies in the condition of the house. if borrowers run into a brick wall dealing with the mortgage servicing company, they can go a step above and contact the holder of the loan. large banks, institutional lenders, fannie mae, and freddie mac, among others, will often push a servicer to intervene and work out a solution with homeowners to stop foreclosure, modify a loan, or delay a sheriff sale. most people think that wall street was primarily responsible for securitizing junk loans and unleashing the subprime crisis. in reality, though, over 50% of mortgage securitizations are guaranteed or issued by fannie mae and freddie mac (two government-sponsored enterprises), or ginnie mae (government national mortgage association). in a mortgage modification or other workout agreement, it is always easier to negotiate down interest charges, late fees, and other unexpended costs to the lender. these are costs the lender has not paid out of pocket, but has instead just tacked onto the loan balance. they can and should be negotiated away. according to the truth in lending act, homeowners can request their mortgage servicer to identify for them the person or company or organization that holds the mortgage. the servicer must comply with this request. sometimes homeowners are able to delay a sheriff sale over and over again. while this seems a little counter-intuitive, if the lender does not accept the request for a postponement, it may face liability for acting in bad faith. pursuing foreclosure and using the courts is usually considered the last option, and if the owners are working on a mortgage modification or short sale, for instance, the county auction can be called off relatively easily. posted in finance & invesment | comments off on foreclosure tax sales, loan modification, delaying a sheriff sale, and more posted by: uvcut | on may 25, 2018 can you make money online,earn money line,make money online earn there has never been a greater time to look into internet marketing for beginners as yes, you can make money online. with the technological advancement within the online marketing community there are no longer any valid excuses for anyone to say that it would be impossible to be a successful internet marketer. there are thousand of people from all over the world that are looking towards the internet as a means to improve on their financial status, and it does not matter where they may live, the color of their skin, how much money they have or don’t have in that bank, may they be man or woman, high class, low class and yes it does not matter how old a person is, as all walks of life are seeing the possibility of success online. i think one of the biggest reasons that people do not take the leap is that they are afraid of being scammed and lose a lot of their money, and no doubt this is a valid reason for not wanting to become involved as in all walks of life it is good to be a healthy skeptic. as in all walks of life you have your good and bad people and the same can be said for online marketers. but there are also some great, honest, hard working people within the online community that are willing to help teach you the ropes on how to build a successful online business. it is a good idea to become an investigative reporter when you first get the idea on making money online. take your time and investigate all the sites and persons to see if they can be trusted. check out different people within the facebook community. look around in google and see if that person you are interested in has a reputation good or bad. it is all about taking your time and being wise and careful, follow your gut and remember if it sounds to good to be true, it probably is. posted in banking & money | comments off on can you make money online,earn money line,make money online earn posted by: uvcut | on may 23, 2018 entrepreneurship how the internet helps entrepreneurs’ home businesses the internet brought a radical change in the way we do everything. it has made the world smaller, and has brought people closer together through high speed connection. in fact, the internet has made us realize that we now live in a global community and that everything we do affects the world around us. the internet not only changed the way we live, but it has changed entrepreneurs’ home businesses too. due to the fact that the internet has brought the world closer together,every business has the potential for a global market. that means that the internet has made it possible for entrepreneurs’ home businesses to have customers far away from home. in the past “home business” meant that an entrepreneur would have to get customers from his or her immediate community. your market was limited,but now you can get your enterprise out of the house and into the world. no wonder that the big companies of today had to work hard in order to get out of their homes. many of the today’s big corporations often started as home-based business. many entrepreneurs actually take their business to the internet,because the internet helps people shorten the time they have to wait until their business gets off the ground. it helps entrepreneurs’ home businesses get the push it needs to provide a global market. the internet actually allows you to have the whole world as a target. more and more people are opening up on-line businesses because of the simple fact that they get to make money easier this way. today’s entrepreneurs’ home businesses actually mean that the lucky businessmen actually get to stay at home while they make their cash, because of the internet. keep in mind that entrepreneurs are the richest people in the world. professionals, lawyers, doctors, may make a lot of money, executives may have big salaries, but entrepreneurs pay these people for their services. so who do you think is really at the top of the chain? with the internet, you can have all the information you need at your fingertips. this means that you virtually have the whole world at the palm of your hand. entrepreneurs now have access to every piece of information that can affect their business. we all know how attentive one must be of things that one cannot control. the market is a very unpredictable factor in business, with people changing their preferences all the time. through the internet, one can be prepared for any possible events. a simple search on the internet allows you to take a closer look at competition. what sets those businesses apart? what is the competition’s weakness? how can you get ahead in the market? because the internet also allows you access to people, you can get expert advice quickly, therefore you can reach important contacts and make business decisions faster. entrepreneurs’ home businesses prosper because the internet allows these businesses to have the best of help. posted in entrepreneurs | comments off on entrepreneurship how the internet helps entrepreneurs’ home businesses next entries » recomemded site recent posts child support modification – support relief for fathers today, smart people make money online by talking on the phone sweepstakes scams are a form of financial elder abuse improve bank debt recovery efforts by implementing these techniques small business resources every business owner needs take expert help while going for equity investment banking the federal trade commission has finalized a policy statement clarifying that the agency will not five power principles successful entrepreneurs know and use to create immense wealth. benefits of mt4 trade copier kinds of money lenders what is the difference between a credit union and a bank entrepreneur, goal setting! foreclosure tax sales, loan modification, delaying a sheriff sale, and more can you make money online,earn money line,make money online earn entrepreneurship how the internet helps entrepreneurs’ home businesses financial infidelity what is it emerging market investment advice tips application of online database in banking system utilize your blog earn money by sharing ideas online small business owners business best practices ideas archives june 2018 may 2018 april 2018 march 2018 february 2018 january 2018 december 2017 november 2017 october 2017 september 2017 august 2017 july 2017 june 2017 may 2017 best link partner link roulette trans baccarat health fruit meal herbal business shirt fablia business © 2018  | discussion theme by: d5 creation | powered by: wordpress -- copyright © 2018

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Informations Whois

Whois est un protocole qui permet d'accéder aux informations d'enregistrement.Vous pouvez atteindre quand le site Web a été enregistré, quand il va expirer, quelles sont les coordonnées du site avec les informations suivantes. En un mot, il comprend ces informations;

Domain Name: UVCUT.BIZ
Domain ID: D69911569-BIZ
Sponsoring Registrar: GMO INTERNET, INC. D/B/A ONAMAE.COM
Sponsoring Registrar IANA ID: 49
Registrar URL (registration services): whois.discount-domain.com
Domain Status: pendingDelete
Registrant ID: 1BF35BF9F9941F
Registrant Name: domain expired
Registrant Organization: domain expired
Registrant Address1: 26-1 Sakuragaoka-cho
Registrant Address2: Cerulean Tower 11F
Registrant City: Shibuya-ku
Registrant State/Province: Tokyo
Registrant Postal Code: 150-8512
Registrant Country: Japan
Registrant Country Code: JP
Registrant Phone Number: +81.354562555
Registrant Facsimile Number: +81.354562556
Registrant Email: admin@onamae.com
Administrative Contact ID: 1F6F026D18CB20
Administrative Contact Name: domain expired
Administrative Contact Organization: domain expired
Administrative Contact Address1: 26-1 Sakuragaoka-cho
Administrative Contact Address2: Cerulean Tower 11F
Administrative Contact City: Shibuya-ku
Administrative Contact State/Province: Tokyo
Administrative Contact Postal Code: 150-8512
Administrative Contact Country: Japan
Administrative Contact Country Code: JP
Administrative Contact Phone Number: +81.354562555
Administrative Contact Facsimile Number: +81.354562556
Administrative Contact Email: admin@onamae.com
Billing Contact ID: 1BF467DDA3ECA7
Billing Contact Name: domain expired
Billing Contact Organization: domain expired
Billing Contact Address1: 26-1 Sakuragaoka-cho
Billing Contact Address2: Cerulean Tower 11F
Billing Contact City: Shibuya-ku
Billing Contact State/Province: Tokyo
Billing Contact Postal Code: 150-8512
Billing Contact Country: Japan
Billing Contact Country Code: JP
Billing Contact Phone Number: +81.354562555
Billing Contact Facsimile Number: +81.354562556
Billing Contact Email: admin@onamae.com
Technical Contact ID: 1F6F02A3EEC8F7
Technical Contact Name: domain expired
Technical Contact Organization: domain expired
Technical Contact Address1: 26-1 Sakuragaoka-cho
Technical Contact Address2: Cerulean Tower 11F
Technical Contact City: Shibuya-ku
Technical Contact State/Province: Tokyo
Technical Contact Postal Code: 150-8512
Technical Contact Country: Japan
Technical Contact Country Code: JP
Technical Contact Phone Number: +81.354562555
Technical Contact Facsimile Number: +81.354562556
Technical Contact Email: admin@onamae.com
Name Server: DOMAINEXP01.ONAMAE.JP
Name Server: DOMAINEXP02.ONAMAE.JP
Created by Registrar: GMO INTERNET, INC. D/B/A ONAMAE.COM
Last Updated by Registrar: GMO INTERNET, INC. D/B/A ONAMAE.COM
Domain Registration Date: Tue May 17 07:57:48 GMT 2016
Domain Expiration Date: Tue May 16 23:59:59 GMT 2017
Domain Last Updated Date: Mon Jun 26 17:06:43 GMT 2017
DNSSEC: false

>>>> Whois database was last updated on: Sat Jul 15 11:47:36 GMT 2017 <<<<

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NOTE: FAILURE TO LOCATE A RECORD IN THE WHOIS DATABASE IS NOT INDICATIVE
OF THE AVAILABILITY OF A DOMAIN NAME.

  REFERRER http://www.neulevel.biz

  REGISTRAR NEULEVEL

SERVERS

  SERVER biz.whois-servers.net

  ARGS uvcut.biz

  PORT 43

  TYPE domain
RegrInfo
DOMAIN

  NAME uvcut.biz

  HANDLE D69911569-BIZ

  SPONSOR GMO INTERNET, INC. D/B/A ONAMAE.COM

STATUS
pendingDelete

NSERVER

  DOMAINEXP01.ONAMAE.JP (DOES NOT EXIST)

  DOMAINEXP02.ONAMAE.JP (DOES NOT EXIST)

  CREATED 2016-05-17

  EXPIRES 2017-05-16

  CHANGED 2017-06-26

OWNER

  HANDLE 1BF35BF9F9941F

  NAME domain expired

  ORGANIZATION domain expired

ADDRESS

STREET
26-1 Sakuragaoka-cho
Cerulean Tower 11F

  CITY Shibuya-ku

  STATE Tokyo

  PCODE 150-8512

  COUNTRY Japan

  PHONE +81.354562555

  FAX +81.354562556

  EMAIL admin@onamae.com

ADMIN

  HANDLE 1F6F026D18CB20

  NAME domain expired

  ORGANIZATION domain expired

ADDRESS

STREET
26-1 Sakuragaoka-cho
Cerulean Tower 11F

  CITY Shibuya-ku

  STATE Tokyo

  PCODE 150-8512

  COUNTRY Japan

  PHONE +81.354562555

  FAX +81.354562556

  EMAIL admin@onamae.com

BILLING

  HANDLE 1BF467DDA3ECA7

  NAME domain expired

  ORGANIZATION domain expired

ADDRESS

STREET
26-1 Sakuragaoka-cho
Cerulean Tower 11F

  CITY Shibuya-ku

  STATE Tokyo

  PCODE 150-8512

  COUNTRY Japan

  PHONE +81.354562555

  FAX +81.354562556

  EMAIL admin@onamae.com

TECH

  HANDLE 1F6F02A3EEC8F7

  NAME domain expired

  ORGANIZATION domain expired

ADDRESS

STREET
26-1 Sakuragaoka-cho
Cerulean Tower 11F

  CITY Shibuya-ku

  STATE Tokyo

  PCODE 150-8512

  COUNTRY Japan

  PHONE +81.354562555

  FAX +81.354562556

  EMAIL admin@onamae.com

  REGISTERED yes

Erreurs

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